At IB12 Payments, our mission is simple — to help startups and growing businesses access the funding and payment tools they need to succeed. We understand that traditional banks often make it difficult for small businesses to get approved, especially when they are new or have limited credit history. That’s where we step in.
We provide business startup loans, merchant cash advance, card terminal services, and finance management support through collaborations with trusted UK card machine providers and funding partners. Our solutions are built around your real business activity — not just paperwork and credit scores.
We specialise in helping new and small businesses who are often overlooked by traditional lenders.
Our merchant cash advance and finance options are linked to your card and platform sales, including Just Eat and Uber Eats, making repayments more flexible.
No complicated paperwork, no confusing terms — just clear information and honest support.
We collaborate with reputable UK card machine companies and funding providers to ensure reliable service and competitive solutions.
IB12 Payments is a UK-based business support company focused on helping merchants accept payments and access working capital quickly and easily. We work closely with leading card terminal providers and financial partners to deliver combined payment and funding solutions under one roof.
Instead of sending you to multiple companies for card machines, finance, and support, we offer a streamlined process that saves time and removes stress — so you can focus on running your business.
IB12 Payments LTD provides startup loans, merchant cash advance, card terminal services, and finance management solutions on behalf of trusted card machine and funding partners. We help startups and growing businesses access fast, flexible funding based on their real transactions — not just credit scores.
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